Business Forum • 26 August, 2025 at 10:17 AM
BT reported a net profit of RON 1.78 billion (€359.1 million) for H1 2025, a slight decrease of 1.9% compared to the RON 1.81 billion (€365.1 million) recorded in the same period of 2024.
This result was influenced by the acquisition and integration costs of OTP Bank Romania and other OTP companies. Despite this, the bank's operational activity saw a significant increase, supported by robust growth in loans, assets, and customer deposits.
Omer Tetik, General Director of BT, said: "Our priorities in the first half of the year were related to the integration and merger of OTP Bank Romania, the increase of post-merger volumes and the organic growth of BT, in a market environment not as dynamic as in previous years and a challenging macroeconomic landscape. However, we have proven that our growth engines are working optimally even under these market conditions."
The bank's assets exceeded RON 195.7 billion (€39.5 billion) at the end of June 2025, marking a 15.7% increase compared to June 2024. This growth was driven by the integration of OTP Bank's portfolio and organic expansion.
Net loans to customers increased to RON 96 billion (€19.4 billion), an impressive 27.8% rise from the previous year. Customer deposits also grew by 14% year-on-year, reaching RON 158.5 billion (€32 billion).
Net interest income for the bank increased by 19.4% compared to H1 2024, reaching RON 3.19 billion (€644.2 million). Net fee and commission income also showed positive growth, rising by 12% to RON 683 million (€137.7 million). Net trading income similarly increased by 21.3% to RON 451 million (€91 million).