This result was influenced by the acquisition and integration costs of OTP Bank Romania and other OTP companies. Despite this, the bank's operational activity saw a significant increase, supported by robust growth in loans, assets, and customer deposits.

Omer Tetik, General Director of BT, said: "Our priorities in the first half of the year were related to the integration and merger of OTP Bank Romania, the increase of post-merger volumes and the organic growth of BT, in a market environment not as dynamic as in previous years and a challenging macroeconomic landscape. However, we have proven that our growth engines are working optimally even under these market conditions."

The bank's assets exceeded RON 195.7 billion (€39.5 billion) at the end of June 2025, marking a 15.7% increase compared to June 2024. This growth was driven by the integration of OTP Bank's portfolio and organic expansion. 

Net loans to customers increased to RON 96 billion (€19.4 billion), an impressive 27.8% rise from the previous year. Customer deposits also grew by 14% year-on-year, reaching RON 158.5 billion (€32 billion).

Net interest income for the bank increased by 19.4% compared to H1 2024, reaching RON 3.19 billion (€644.2 million). Net fee and commission income also showed positive growth, rising by 12% to RON 683 million (€137.7 million). Net trading income similarly increased by 21.3% to RON 451 million (€91 million).