Robor rates drop slightly as Romanian lending costs ease

Business Forum3 December, 2025 at 6:00 PM

The three-month ROBOR index, used to calculate the cost of consumer loans in lei with variable interest rates, fell to 6.21% per annum on Wednesday, down from 6.22% in the previous session, according to data published by the National Bank of Romania (BNR).

At the beginning of this year, the index stood at 5.92% per annum.

The six-month index, used in calculating interest rates for mortgage loans in lei with variable interest rates, dropped to 6.34% per annum from 6.36%, while the 12-month Robor fell to 6.55% from 6.57%.

The reference index for consumer loans (IRCC) currently stands at 6.06% per annum.

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Romania, finance, banking, BNR, IRCC, ROBOR,