Business Forum • 5 May, 2026 at 6:36 PM
Raiffeisen Bank Romania concluded Q1 2026 with a net profit of RON 367 million (€73.4 million), a decrease of 12.2% versus Q1 2025.
Total assets reached nearly RON 90 billion (€18 billion), marking a 6% increase compared to Q1 2025. This momentum was largely sustained by a 15% year-on-year rise in net loans, which exceeded RON 50 billion (€10 billion).
The corporate sector proved a primary engine for expansion, with the portfolio climbing 17% to reach RON 29 billion (€5.8 billion). Simultaneously, retail lending rose by 12% to over RON 21 billion (€4.2 billion), notably supported by a 17% jump in unsecured personal loans.
Meanwhile, customer deposits reached RON 68 billion (€13.6 billion), a 1.5% increase over the same period of last year. Retail-specific savings accounts saw a robust 24% surge during the period.
Operating expenses for the period rose by 5%, matching the 5% growth rate in costs reported in Q1 2025, reflecting ongoing investments in technological infrastructure and service modernisation.