Longtime Shareholder Dr. Hauptmann has already committed €540,000 to the current funding round, and Income is now launching a €250,000 allocation for retail investors via SeedBlink. 

The company, which has facilitated over €150 million in loans and built a base of more than 9,000 approved investors, saw 77% year-over-year growth in assets under management (AUM) in 2024.

Founded in 2020, Income positions itself as a transparent and risk-mitigated alternative in the private debt market, diverging from earlier platforms that prioritised yield over risk transparency.

Income's CEO Lavrenti Tšudakov said: "Retail investors are no longer satisfied with opaque, yield-chasing platforms," he stated. "We've built Income to serve a new investor profile, more informed, more cautious, and increasingly looking for protections that mirror institutional standards".

The company projects investments outstanding to reach €36 million in 2025, with annual revenue nearing €908,000.