This represents an 8.1% increase from the same period last year (0.2% in real terms), according to the National Bank of Romania (BNR).

RON-denominated deposits, which constitute 67.5% of total non-governmental client deposits, grew by 1.1% from June 2025, reaching RON 428.5 billion (€86.3 billion). Compared to July 2024, these deposits saw an increase of 3.6% (-4% in real terms).

RON-denominated deposits from households increased by 0.4% month-on-month, reaching RON 251.6 billion (€50.6 billion). This marks a 6.6% rise (-1.2% in real terms) compared to the same period the previous year.

RON-denominated deposits from other sectors (non-financial corporations and non-monetary financial institutions) rose by 2.3% to RON 176.8 billion (€35.6 billion) from the previous month, but saw a 0.5% decrease from July 2024 (-7.7% in real terms).

Foreign currency deposits of residents, expressed in RON and accounting for 32.5% of the total volume of non-governmental client deposits, increased by 0.4% from June 2025, reaching RON 206.4 billion (€41.6 billion). 

When expressed in euros, the indicator showed a similar trend. Compared to July 2024, the indicator expressed in RON grew by 18.8% (16.5% when expressed in euros).

Foreign currency deposits from households, expressed in RON, increased by 0.1% from June 2025, reaching RON 138.9 billion (€28 billion). The trend was similar when expressed in euros. Compared to the same period in 2024, this indicator, expressed in RON, grew by 15.8% (13.5% when expressed in euros).

Foreign currency deposits from other sectors, expressed in RON, increased by 1.1% from June 2025, reaching RON 67.5 billion (€13.6 billion). A similar trend was observed when expressed in euros. Compared to July 2024, the indicator, expressed in RON, increased by 25.5% (23% when expressed in euros).