The programmes in development or already active include a portfolio guarantee for SMEs, which aims to support approximately 26,000 companies over the next three years through financing provided by partner banks and non-bank financial institutions. The total value of available financing is estimated at around RON 12.6 billion (€2.54 billion), with the guarantee component managed by BID being RON 8.8 billion (€1.77 billion).

"It is essential that financing reaches the final beneficiaries—SMEs, local public authorities, and their subsidiary companies—rapidly and efficiently, so that the positive effects are felt in the economy starting in 2026. Simultaneously, we must strengthen fiscal discipline and Romania's credibility on international markets to support macroeconomic stability and protect the investment rating," said Alexandru Nazare, Minister of Finance.

For local authorities (UATs) and their subsidiary companies, individual guarantees have been allocated a budget of RON 2.2 billion (€443.4 million) for the next three years. Additionally, the BID is analysing applications in the utilities sector, with direct financing and guarantees for three projects alone valued at over RON 220 million (€44.3 million) in guarantees and approximately RON 8 million (€1.6 million) in direct credit.

Dan Sandu, Director General of the Investment & Development Bank, said: “We will act with priority to mobilise capital, support local projects, and contribute to Romania's sustainable economic development."

The BID is set to finalise intermediary selections by the end of 2025 and commence partner transactions for SMEs and public authorities in November–December 2025.