The growth was driven by expansion in the United States, consolidation in European markets and adoption of the new generation of its AI-built platform. The company is targeting annual recurring revenue of $35 million in 2026, after a consolidation period in 2023 and 2024.

“Growth and profitability go together, not one at the expense of the other. This year's figures are the consequence of things we built right over the past years,” said Teodor Blidăruş, Co-Founder and CEO of FintechOS.

The past year coincided with the launch of FintechOS 8, built natively around artificial intelligence. The platform brings an AI copilot, Dex, through which bank and insurance teams configure products and operational flows using natural language, reducing the time needed to launch new financial products by up to 60%. “Today we are no longer a fintech company, but an artificial intelligence company for the financial industry. This version of the platform is the best received in the company's history,” said Blidăruş.